Extensive experience & network with a lightning response
With over 10 years of experience, we are committed to provide our clients with the best mortgage deals. With our extensive network, we make sure that our customers are able to enjoy good rates. Our friendly sales support team will get back to you in 1 working day, customer satisfaction guaranteed.
Private Property Loan
Planning to purchase a new home, refinance your existing mortgage or simply looking to unlock available equity from your property?
What's all the fuss about refinancing?
What if you do not refinance?
More often than not, home owners are too caught up with their daily lives that they overlook on the interest rates of their home loan that they are servicing after the 3rd to 5th year. Interest rates after the 3rd to 5th year can be significantly higher and can even be two-fold of the original rates given. It is the onus of home owners to check the letter of offer that they have signed every 3 years to ensure that they are not paying a much higher monthly installment. For property investors, this can adversely affect their profit margins on their rental yield.
Refinance now if you can
With home loan interest rates increasing, the way home loan packages work, you’ll find yourself at the mercy of banks once you’ve left their lock-in period. Even fixed rate loan packages default to floating rate over time, so you might be trapped with a mortgage interest rate of 3% or more, without any alternatives because you can’t home refinance anymore. Home owners are greatly affected due to the increase of their monthly installment and this can affect their monthly commitment greatly. If you are own a commercial space, you might be paying an interest rate of 4% or more if you do not refinance. Business owners find it hard to sustain their monthly installment with the overall economy slowing down and this greatly impact the whole finance world.
Mortgage Specialist really helped me achieve my request to save on my excess loan amount on my properties with low and competitive interest rates.
After a frustrating 3 month process with a bank that led nowhere, Mortgage Specialist delivered exactly as promised and closed our refinance within 3 weeks at a much lower rate and fees.
I would highly, highly recommend Mortgage Specialist! They are very easy to work with and gets the job done. I’ve recommended them to family and friends who have also used them and were very happy with their services.
I would highly recommend Mortgage Specialist to anyone who is looking for a home mortgage. They are very knowledgeable, personable, professional, and gets things done in a timely manner.
I have be trying to refinance for almost a year. Mortgage Specialist got it done in about 6 weeks. I wish I had found them earlier. They are very knowledgeable, courteous, and strongly exceeded my expectations.
Yes. Mortgage Specialist did an outstanding job. Kept me informed and returned all my calls in a prompt and courteous manner.. They were always upbeat and assured me on several occasions that the loan was going through in a timely manner. Keep up the good work!
This is the first time i am refinancing my property and the mortgage specialist has been patient with me, providing me with all the various bank interest rates and advising me on the market climate. I was able to make a decision on which bank to refinance immediately.
I own a business myself and i am always caught up with my day to day business operations and i do not have the time to go through the various interest rates that i am paying. Happened to receive a call from the mortgage specialist that they were able to provide me with a free non obligatory comparison for my commercial property and from then on, the relationship was established.
- October 3, 2016
- September 28, 2016
- September 26, 2016
- September 23, 2016