Looking to finance or refinance your property?

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Would you like to speak to one of our mortgage loan specialists over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

Extensive experience & network with a lightning response

With over 10 years of experience, we are committed to provide our clients with the best mortgage deals.  With our extensive network, we make sure that our customers are able to enjoy good rates. Our friendly sales support team will get back to you in 1 working day, customer satisfaction guaranteed.

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Private Property Loan

Planning to purchase a new home, refinance your existing mortgage or simply looking to unlock available equity from your property?

What's all the fuss about refinancing?

What if you do not refinance?

More often than not, home owners are too caught up with their daily lives that they overlook on the interest rates of their home loan that they are servicing after the 3rd to 5th year. Interest rates after the 3rd to 5th year can be significantly higher and can even be two-fold of the original rates given. It is the onus of home owners to check the letter of offer that they have signed every 3 years to ensure that they are not paying a much higher monthly installment. For property investors, this can adversely affect their profit margins on their rental yield.

Refinance now if you can

With home loan interest rates increasing, the way home loan packages work, you’ll find yourself at the mercy of banks once you’ve left their lock-in period. Even fixed rate loan packages default to floating rate over time, so you might be trapped with a mortgage interest rate of 3% or more, without any alternatives because you can’t home refinance anymore. Home owners are greatly affected due to the increase of their monthly installment and this can affect their monthly commitment greatly. If you are own a commercial space, you might be paying an interest rate of 4% or more if you do not refinance. Business owners find it hard to sustain their monthly installment with the overall economy slowing down and this greatly impact the whole finance world.

Doing the right thing,
at the right time.


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Satisfied customers


HiFX Currency Services expertly done

To help property owners get the best mortgage deals
before they talk to banks.