很多人都不知道,用这个方式还房贷,每年可以省下1w新币!

很多人都不知道,用这个方式还房贷,每年可以省下1w新币!

有车有房已经成为当下结婚的标配,但生活在全球最高消费国排行榜常客的新加坡,想在这里买房买车并非一件易事。动辄上百万新币的购房款,能一口气付全款的要么家底丰厚、要么中了彩票。因此,基于新加坡的低利率,在这里的大多数人都会选择贷款买房。 年轻的小王夫妇也不例外。三年前,夫妻俩在双方父母的资助下付完首付款、扣掉公积金,签完银行合同后,就开始了30年还房贷的漫漫长路。上个月他们收到了银行的信件,提醒三年合同即将到期,还剩下145w新币贷款需要偿还。...
A good time to refinance home loans?

A good time to refinance home loans?

After the Monetary Authority of Singapore moved to fine-tune the Total Debt Servicing Ratio (TDSR), reader Scott Driscoll wanted to know if now would be a good time to refinance home loans pegged to Sibor. Would it be wiser to keep his home loan pegged to Sibor or go...
When (And When Not) to Refinance Your Mortgage

When (And When Not) to Refinance Your Mortgage

Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many common reasons why homeowners refinance: The opportunity to obtain a lower interest rate; the chance to shorten the term of their mortgage; the desire to convert...
Sydney’s most expensive suburbs revealed

Sydney’s most expensive suburbs revealed

The Harbour City is home to some of the nation’s priciest properties, but which areas are Sydney’s most expensive suburbs? Point Piper, home to Prime Minister Malcolm Turnbull and eye-watering property prices, didn’t make the list as the tightly-held suburb had too...
Indonesia slashes property tax

Indonesia slashes property tax

Home sellers in Indonesia will face lower taxes from September, after a presidential regulation slashed the home sales tax by 50 percent in a bid to boost the country’s property sector, reportedReuters. The regulation signed by President Joko Widodo on 8 August showed...